Financing business & acquisition financing2025-09-23T11:26:54+02:00

Financing business & acquisition financing

Are you planning an acquisition? Or do you need additional growth capital? Securing suitable financing is critical for your business. We help you identify the most suitable financing options and guide you through every step of the process.

Our approach to business and acquisition financing

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Preparation: are your plans feasible?

Before exploring financing options, we analyze the feasibility of your plans. We assess projected cash flows from the perspective of a bank or investor.

Ensuring sufficient free cash flow to service loans and investments is key. Where needed, we propose restructurings to optimize your financial and tax position.

1

Building a strong financing plan

A well-prepared financing memorandum is essential to convince potential investors. It typically includes:

  • an overview of your business activities
  • your short- and long-term growth plans
  • an outline of potential risks linked to the financing
  • a thorough financial analysis of P&L, balance sheet, cash flow and net working capital

2

Connecting with financing partners

Based on your needs, we determine the optimal financing mix. We approach various partners, compare proposals, and structure the financing to secure the best conditions.

3

Final phase: execution and follow-up

Once financing is secured, we guide you through implementation and continue monitoring to ensure smooth execution and reporting.

4

Why choose Baker Tilly for financing?

1

Multidisciplinary expertise

Our financial and tax experts ensure your financing structure is fully optimized.

2

Guidance from a to z

We don’t just advise on acquisition financing, we support you throughout the entire transaction process.

3

International reach

As part of Baker Tilly International, we provide seamless support for cross-border financings.

How to finance an acquisition: key options

The right financing mix depends on your risk appetite and available equity. In practice, multiple sources are often combined.

  • Bank loan: The most common form of financing. Banks prefer lower-risk deals, so a strong business plan is essential. Typically, buyers are expected to contribute 25–30% of the purchase price in equity.

  • Family, friends and fools: Raising capital within your own network, via loans or equity.

  • Vendor loan and earn-out: Part of the purchase price is converted into a loan from the seller, to be repaid after an agreed period of time.

  • Venture capital & private equity: Investors or funds provide equity in exchange for ownership. They assume higher risk but also expect significant returns.

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Frequently asked questions about business and acquisition financing

What is a cash flow plan?2025-09-12T10:54:50+02:00

A cash flow plan projects income and expenses over time. It provides insight into a company’s financial health and reassures investors that sufficient funds are available to repay financing.

How much should I finance myself? Can I finance an acquisition without equity?2025-09-12T10:54:14+02:00

The required equity contribution depends on the mix of financing options and the conditions set by investors. Investors expect you to share the risk. As a rule of thumb, buyers need to contribute 25–30% equity, either in cash or in kind.

Financing an acquisition without any equity is virtually impossible.

Take the first step toward growth today.

Our financial experts are ready to guide your business in a changing world. We provide solutions that work, now and in the future.

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