Asset protection2025-09-23T11:46:21+02:00

Asset protection

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Unexpected events, such as illness, incapacity or death, have a profound impact.

Protecting your assets prevents your loved ones from being left with financial worries or tax surprises.

What is asset protection?

Asset protection is the set of measures you can take to protect your family or assets in the event of drastic life events such as death, divorce, illness or incapacity.

The goal is to secure your family and assets, and their succession, for yourself and your loved ones.

Our services

Matrimonial property law / marriage and cohabitation contracts

We analyze your personal situation and advise on the drafting of marriage and cohabitation contracts.

Will

Through a will, you ensure that your assets are distributed upon your death according to your wishes. We advise you on the content, and guide you through the process of drafting your will.

Protection insurance / inheritance insurance / death insurance

Insurance can protect your heirs when inheritance taxes are difficult to bear. Your next of kin will thus have sufficient funds to pay the inheritance tax, without affecting the inherited assets. We advise you on the choice of insurance and work together with your own broker or intermediary.

In what situations does asset protection come into play?

Good preparation makes all the difference in numerous situations. Below we give some concrete examples.

  • Newly formed families
    What if you remarry and form a “new” family? Plus children do not automatically inherit from their stepparents unless you arrange it through a will. An amended prenuptial agreement can also provide additional protection for your new partner and children from a previous relationship.

  • Illness/ incapacity
    Are you no longer able to manage your assets due to an accident or illness? Through a power of attorney for care , you designate in advance someone to handle your financial and administrative affairs. In addition, by insurances made in a timely manner, you can ensure that your financial stability is maintained (e.g., guaranteed income or turnover insurance).

  • Death
    An unexpected death without clear arrangements can confront your family with sky-high inheritance taxes or complex inheritance law situations. With a will, your assets are distributed according to your wishes; a death insurance policy provides financial support for paying inheritance taxes.

Frequently asked questions about asset protection

What is an example of asset protection?2025-09-11T11:43:08+02:00

Through guaranteed income or revenue insurance, you as a self-employed person or business will continue to receive an income during illness.

Another example is a will in which you stipulate that your new cohabitant partner gets the usufruct of the family home, while the children inherit bare ownership.

What does a life insurance entail?2025-09-11T11:45:24+02:00

Life insurance provides a benefit for your dependents upon your death. This capital can be used to cover inheritance taxes, loans or other expenses.

Who inherits your assets when no will has been made?2025-09-11T11:46:14+02:00

In a death without a will, the general law of inheritance applies. Here, the married or legally cohabiting partners inherit together with children. Cohabitants do not inherit from each other.

Of course, the general law do not always correspond to your personal and family wishes. We advise you on possible other arrangements such as a marriage contract, will or shareholder agreement.

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